Emer Owens is a risk management and insurance researcher at the Kemmy Business School, University of Limerick. Her research centres on explainable, interpretable and trustworthy applications of artificial intelligence and data management in European financial services as part of the Centre for Emerging Risk Studies. She is responsible for the delivery of key project deliverables within European Commission and (re)insurance industrial-funded projects. She is also a member of the Department of Accounting and Finance faculty, tasked with finance and risk module leadership at a postgraduate and undergraduate level.